Ebay and others warn that scam emails using personal information are on the rise, and that AI may be an "enabler."

Jan. 2 - The Financial Times reported today that British insurer Beazley and e-commerce giants eBay (web auction company) The warning states that the use of personal information forInternet fraudemails are proliferating, and the messages are likely to beAnalyzing social networks and online profiles through AIAccessed.

Ebay and others warn that scam emails using personal information are on the rise, and that AI may be an "enabler."

The rise of AI robots has madeAdvanced cybercrimeimplementation has become easier, company executives are being pummeled by AI-generated, highly personalized phishing scams.

"It's getting worse and is extremely targeted, which is why we suspect AI is behind it." Kirsty Kelly, Beazley's chief information security officer, said, "The attacks we're now experiencing tend to be worryingly precise in their ability to access personal information."

Cybersecurity experts point out that the surge in these attacks is behind the AI technology is advancing at a rapid pace and tech companies are racing to launch advanced productsAI tools can quickly analyze large amounts of data to mimic a company's or individual's language style to create highly simulated scam emails.

At the same time, these tools can grab the victim'sSocial media and online campaign data, targeting the topics they are most likely to respond to and helping hackers to bulk generatetailor-madeof phishing scams.

"Generative AI tools have lowered the bar for sophisticated cybercrime significantly." Nadezda Demidova, a security researcher at eBay, noted, "We're seeing an increase in the number of various cyberattacks, especially those with elaborate and highly customized phishing emails."

Kip Meintzer, an executive at security firm Check Point Software Technologies, told an investor conference that AI has empowered hackers to write the "perfect phishing email.

Data from the U.S. Cybersecurity and Infrastructure Security Administration shows that more than 90% of cyberattacks start with phishing emails. As attacks become more sophisticated, the costs are climbing. According to IBM data, the average loss from a global data breach in 2024 increased by nearly 10% to $4.9 million (note: currently about RMB 35.883 million).

The researchers further warn that AI is particularly adept at creating "commercial email scams" - scams that don't rely on malware, but rather are created byProfit from tricking victims into transferring money or divulging confidential information.The FBI has reported that these scams have caused more than $50 billion in losses worldwide since 2013. According to the FBI, such scams have caused more than $50 billion (currently about 366.148 billion yuan) in losses worldwide since 2013.

Sean Joyce, global cybersecurity leader at PwC, said, "AI is scanning forVarious system vulnerabilities, whether it's a code flaw or a human error."

In addition, AI-generated phishing emails are more likely to bypass an organization's email filtering systems and security training mechanisms.

eBay's Demidova added that conventional filters often rely on identifying duplicate emails to block phishing attacks, but AI can quickly generate a large number of differently worded emails, making it difficult for existing systems to effectively identify and block them.

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